Native Atlantan, BS Chemistry, University of Georgia 1976; MS Microbiology, Georgia State University 1978; MBA Stanford University 1982; Executive VP of Operations, Fireman's Fund Ins Co, San Francisco, CA, 1983-1996; Executive Director Meridian Educational Group, 1997-2005; CEO Eberhardt enterprise Consultant Group, Atlanta 2005-2012; Kappa Alpha Psi Fraternity, Zeta Iota Chapter UGA Spring 1972; Athens Alumni Chapter.